The slower increase of wages for migrant workers, to a large extent, hinders rural families' income growth.

As rural areas benefit from the central government's new drive to build a 'new socialist countryside' during the 11th Five-Year Plan period (2006-10), farmers' income will continue to grow this year.

With these favorable policies, Chinese farmers are not far from enjoying a new life of tax-free farming, free education and cheap medication.

The average income in my village is only 500 yuan (about 63 U.S. dollars) a year, most of which is spent on daily life and children's education. When villagers get seriously ill, they have no money to go to a hospital.

The expenses of complying with Washington's torrent of mandates and regulatory overreach are costing American workers jobs and income growth.

First quarter combined ratio and net income were very solid and premium growth in new markets has been strong. Last fall we announced plans to enter three additional states in the second quarter of 2006 to further our national expansion strategy. I'm pleased to announce that we will begin operations in Florida, Georgia and Pennsylvania in the second quarter of this year. These three states represent 15% of the total U.S. personal auto premium, bringing the percentage of the U.S. where we actively market to 45%.