The rule of thumb is that for every complaint that is filed there are probably a hundred or so people who have the same problem but they haven't complained because they don't think it would make a difference.

Wouldn't you like to write checks when you don't have any money in the bank? ... It's tempting. It's just that the consequences are bad.

A lot of people assume the worst and don't try, ... You shouldn't give up without trying to see if you can get a loan at a more favorable interest rate.

We've seen people pay $2,000 over blue book,

Internet payday loans are dangerous for cash-strapped consumers, ... They combine the high costs and collection risks of check-based payday loans with security risks of sending bank account numbers and Social Security Numbers over web links to unknown lenders.

That is a huge number of complaints to be filed for anything, ... Complaints are an indicator of what's going on, but not the sum total of the problem.