The recovery has been fueled by lower rates, and people have been so focused on that, they're losing sight of the fact that, in a normal recovery period, interest rates should be going higher. The economy still looks strong, and that's the key.

The inclusion is kind of marking a top. They are going to come back down to earth and it could be a significant decline.

I was under the impression that you had to be a student to be on it.

Sentiment now is very bearish. We view this as a good sign for the market, going forward.

If the basement is just damp or smells a little musty, generally, a properly sized dehumidifier works just fine.

The key to dealing with mold issues is not trapping moisture. Using permeable materials, like polystyrene, allows moisture and vapor to move through the material. If you can combine permeable materials and the proper level of dehumidification, a finished basement shouldn't develop water issues.