The people who get hurt in a falling market are the ones who need to sell as it's falling.

We'll actually wear the suits on the way up. Well make sure we're stabilized and the temperature of the capsule is OK. Then we'll take them off and save them for an emergency -- some sort of pressure leak -- and then we'll be wearing them on the way down.

There are two fronts moving in that could kick up the winds. We're due to get more refined weather data that will go 36 hours out.

No longer will a consumer have to visit multiple Web sites to view all properties for sale.

By educating the consumer, Realtors can charge lower commission rates because they don't have to work as many hours with each consumer. The agent doesn't have to show as many properties.

We have learned a great deal about this kind of effort.