The money is a factor, and it's become more so because students are accruing more debt.

Typically, students slide into debt through the extension (by credit card companies) of unaffordable credit lines.

A church debt is the devil's salary.

It does not go against your debt service. It will not have a negative impact on the city.

We know that the people of San Francisco don't have an appetite for taxpayer-backed debt.

Be vigilant as to your surroundings and don't let anyone follow you into the dorms. Students who reside off-campus should also be aware of their surroundings.