The Mellon transaction is a logical and low-risk extension of the Citizens franchise which is not only a good deal in its own right, but opens a range of additional options for us,

On the whole, the use of estrogen with progestin HRT does not appear to be associated with an increased risk of breast cancer in middle-aged women.

I would agree with most of the concerns, ... Anyone looking at that arena would come to these conclusions and have these concerns very quickly. We wouldn't be doing something unless we had all the concerns addressed.

We have enjoyed excellent working relationships with CGNU and can see further possibilities for future cooperation.

We have enjoyed excellent working relationships with CGNU and can see further possibilities for future cooperation,

Our aim in Europe is to grow organically. We're not considering any acquisitions.