The majority has already been turned down, and the rest have the perception they would be turned down.

Banks tend to shy away from smaller loans, startups, certain 'riskier' industries, or less than perfect credit scores. A brand-new business, running for a month, few banks want to take that on.

It's hard to manage once you get in the cycle.

If we wanted to use Goldman's services, she doesn't want there to be even the slightest perception of any conflict. She's doing this because she thinks quite highly of the firm.

The majority of our production is for the Chicago Assembly plant, more than 50 percent. The rest is split between the other eight, and three of those are being closed. We hope to recoup that capacity with the new models that are coming.

The Southwest is what the rest of the country is going to look like in five, 30 years: Hispanic majority, very young population, immigrant population.