The long-term trend of the market is upward, but it's not surprising that we had a pullback for a few sessions.

The little bear-market rally we saw earlier and yesterday just ran out of buyers.

Obviously very leveraged to the financial markets, ... When stocks are going up, this stock should do better than the market. When stocks go down, it should do worse than the market. So, there is risk here. But, it's the most diversified of the major broker dealers.

If we see an upward trend in delinquency ratios, we tighten our lending, but we have not had to do that.

Everyone is expecting a 25-basis point rise. The mantra has been measured and we expect it to continue to be measured.

Ford Motor warned Friday and that type of news is pressuring stocks,