The levels at which a lender will extend money to a borrower today are quite a lot higher than even a couple of years ago, when the cost of the money was a lot lower.

The borrower is servant to the lender

Private equity firms are flush with capital. They've been raising record amounts of capital to invest in businesses, and the pace of their fund-raising activity has exceeded the pace of their investment activity. This has been compounding over the past four to five years. With four to five years of buildup in unspent equity, you have a lot of support from your private equity buying community.

Neither a borrower, nor a lender be; for loan oft loses both itself and friend, and borrowing dulls the edge of husbandry.

It is one of the glories of America that we move to higher levels of awareness.

Babies have much higher levels of stress in childcare.