The insurance payments are going to go away. The outlook remains very bleak.

The outlook for the Federal budget is bleak.

It's a family-type plaza. People will make insurance payments and then do shopping in our store and others. It's one-stop shopping.

In general, a rising rate environment slows down growth, so most companies are not going to go as good as when rates are low.

The lower cost of Chinese goods means we can spend more on other goods and services.

Unfortunately, the underlying details [of this report] suggest that it would be premature to break out the champagne.