The hotel industry sees great potential in the Jacksonville market. Otherwise these upscale hotels would be less likely to want to go in and manage, and put money into upgrading hotels to a higher level.

The potential impact to Michigan can be huge. Like everyone else, we are keeping a close eye on the unfolding situation and trying to assess how large the impact may be.

Screen a potential trainer with the same care that you use to screen a potential employee.

There is a potential for a security problem.

Upward rating potential exists, but will need to be accompanied by some combination of a reduction in the debt load, continued growth in liquidity, and consistent growth in cash flow leading to higher coverage levels.

That's one of the reasons you test something, to see what kind of impact it might have. There's a potential for it to go negatively. We also want to see what customers value.