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The fourth quarter profit was below estimates, my estimate was 590m or 44 cents per share.
Carlo Ponfoort
Miscellaneous
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The U.S. result was disappointing.
— Carlo Ponfoort
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This is quite conservative. More would have been a bonus.
— Carlo Ponfoort
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The positive surprise is insurance in Europe, which has performed quite well, including in the Netherlands.
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The higher profit is only the effect of a strong decline of the tax rate.
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The U.S. result was disappointing. We expect a bit lower stock price due to the lower U.S. result.
— Carlo Ponfoort
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