The expectations were that we were going to be the best thing since sliced bread. I had three starters back from a team that was 25-2.

The best thing since sliced bread

We wouldn't miss this. This is the best thing since sliced bread.

Bread that must be sliced with an axe is bread that is too nourishing

Overall, trends look good and in line with expectations. We were pleasantly surprised to see expenses decline on a linked quarter basis. Also, it appears that deposit growth accelerated in the final month of the quarter.

The first quarter, while a little shy on the truck side, met our internal overall profitability expectations created in the fall of 2005, and we remain confident in our ability to grow our earnings for the balance of 2006.