The easiest thing to do is leave (your savings) in the plan, ... If you like the investment options you have, you may want to leave it there.

I just want to say we've worked hard on this (and) we do have other options. The easiest thing is to buy an existing mill somewhere else.

I think many people end up taking buyout offers quickly because $100,000 (or some other lump-sum payment) can seem like a great deal of money, only to end up realizing after the fact that it wasn't enough to justify leaving. People need to avoid the wide-eyed feeling of I'm winning the lottery and make sure they think about if I am 50 I still got decades ahead of me.

This concept of sharing greater costs with the employee is nothing new.

Even the granddad companies that maintained these benefits are on a track moving away from it.

Workers should think about it very carefully and go through a very clear evaluation.