The e-signature capability is growing, but it is not growing as fast as many people thought it would.

The people who are most likely to buy online are probably the least loyal and most price-sensitive. The younger generation is more inclined to be online, and they have less money, so they are more attuned to price.

China has a lot of capability,

Ontario is not growing as fast as other areas. Is it appropriate to blame that on equalization? I would say no,

A doctor's signature was not good enough after 2001.

I wanted to keep my signature in it and not lose that.