the average person is not going to do anything.

There's a lot of room for individuals to leverage investments in their plans to get the most out of their account.

Perhaps participants are growing accustomed to market fluctuations or they are simply waiting until the volatility subsides.

Our findings show that too many workers are not looking at their 401(k) savings as long-term in nature, but are instead using termination of employment as an opportunity to spend this money,

Employees who do not contribute enough to receive their employer's full matching contribution are leaving free money on the table,

Retiree medical expenses are the big wild card. Most people will probably spend a lot more on medical expenses when they retire.