The apparent inconsistent reports certainly give us cause to look at the insurance company's denial of payment with a jaded eye. There's good reason to scrutinize.

My forecast certainly didn't factor the added payment.

[The Coopers bit. They purchased flood insurance and a DMP policy. Their mortgage payment is $1,500 to $2,000 a month. Their premium: $251 a year.] With the mortgage payment we have, it's like, 'Wow! One month, and it's paid!,' ... So, it was really a no brainer.

The worse pain you can cause is the lies you keep and deny and later found.

I'm trying everything I can not to be jaded 'cause I don't like jaded musicians.

Our system of relying on employers for health insurance is fraying badly, and we're paying for some of the cost in this fashion. We should be concerned about it, analyzing it ... and determine if it is reasonable it's happening.