That truly is much worse. That's a real bad idea.

We're only a few months into this. We knew going into it that it was something that is part of the mission that we're supposed to do.

Read your mail. Read your mail. Read your mail,

Because the old rate, if you will, didn't produce enough profits.

They're not going to be real sympathetic for you staying at the old rate,

Long term, what's the impact? Is it worth getting $300 back and having your niece never speak to you, or is it a lesson learned on both parts and you move on?