Start a part-time business and make as many mistakes as you possibly can while you still have your daytime job.

Managing your own property can be a full-time job.

The lesson is that you can still make mistakes and be forgiven.

If you or I fail at business, we fail. If we cheat and fail, we go to jail. But if you're rich and politically connected, your incompetence may be protected by a government bailout.

It's time to start thinking differently about money and debt and start the healing process - and the process toward wealth and freedom. 'Freedom from Bad Debt' can get you started.

Warren Buffett is famous for talking about the 'intrinsic value' of stocks. But while many people parrot this phrase, few know what it really means.