Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

There is a need for Social Security reform to ensure its stability, and Congress must act.

We must work to stabilize Social Security. We must not gamble with our nation's social insurance program, one of our most popular and effective federal programs that has remained dependable and stable for the past 70 years.

Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.

To allow all U.S. workers to put part of their earnings into private investment accounts would definitely erode the Social Security system and cause uncertainty for new investors.

Our political leaders must be honest and forthcoming with data that will allow citizens to use facts and figures to judge for themselves what state Social Security is in.