So the ads are around you. You may not remember seeing them, but people around you do, or you don't remember seeing them, but they impact you.

People have been delaying doing anything because they felt the research wasn't there. This makes it clear that advertising does make a difference.

Alcohol advertising was a contributing factor to youth drinking quantities over time.

Catholic Charities USA is firmly committed to helping people rebuild their lives,

We've done a lot of firsts this year. I knew we were going to surprise some people this year, but 20-3, that's the best I could imagine.

People ask more questions and want to know a little bit more about investments they are getting involved with. It has also made people realize the value of diversifying a portfolio.