Small business owners that are female, that is their number one problem, is access to capital.

Every new rule, mandate, and regulatory edict is one more obstacle that small business owners, entrepreneurs, and job creators have to swallow.

We've had this program for a number of years now, called 10,000 Small Businesses, where Goldman Sachs has convened a group of partners to basically give business education to small business owners.

We need to repeal and replace Dodd-Frank. We need to make America fair again for all businesses, but especially those being run by small business owners.

It is my hope that by reducing the tax burden on small business owners that we can help them grow their businesses and, in doing so, create jobs.

The main thing that 99designs is about is choice. It's a fantastic model that eliminates risk for small business owners and puts designers on equal footing.