Right now, too many women who reach retirement age find themselves widowed or single, relying on their Social Security check for over half of their income.

Voters should be assured that I absolutely do not support raising the retirement age for Social Security.

As the baby boomers age, the issue of retirement income security will be paramount for this growing sector. Our products are specifically designed to meet post-retirement savings needs.

I do think that Social Security reform needs to be bipartisan, and we are going to have to reach that in this debate at some time before we can find really meaningful reform.

The retirement age needs to be raised. A portion of Social Security ought to be privatized, if not all. And there probably needs to be some means testing. It's a Ponzi scheme that's not sustainable.

Social Security is more than just a retirement program. The biggest misunderstanding is that it's a program for old folks.