Retirement without the love of letters is a living burial

Because thou writest me often, I thank thee ... Never do I receive a letter from thee, but immediately we are together.

Bill Barrett is a living legend and we wish him well in this third retirement.

She wrote to her sister about the glories of living here. Those letters were selling Florida.

The bottom line is Americans are living longer in retirement, saving less or not at all. They live beyond their means - and haven't adequately prepared for how their estate will be distributed.

When you feel strapped and are living from paycheck to paycheck, saving money for anything - particularly retirement - seems impossible. But you must make saving a priority, because the benefits of starting early can't be overstated.