Restraint is very important when one graduates,

But you know what? They produced 15 Aggie graduates.

everyone graduates with a coaching degree.

I won't say there aren't any Harvard graduates who have never asserted a superior attitude. But they have done so to our great embarrassment and in no way represent the Harvard I know.

The other fantasy is a wonderful car to drive up to this phenomenal apartment. Does one really need a car? In New York or Boston, a car is a detriment. It's very unglamorous, but public transportation may be an answer for a short while. They need six months to see how their work lives develop. Then they will have a better idea of what they can and cannot afford.

My daughter graduated from college in 1985. She had a very close friend who is still paying off credit cards. They're not academic type debts. This woman is in her mid-30s, has a wonderful job and wonderful earnings, but so much of it goes to paying off her credit cards for debts incurred 15 years ago.