Projects that are announced today will be significantly delayed or will never come to fruition.

Prices on average will flatten. Some niches, like condos, might see a reduction. But we're not going to see anything that's inconsistent with what Florida has experienced in the past.

I think it's going to be longer than that. In Florida, we're going to see some slowing of population growth, so that will magnify the impact.

That could only be the case if we were producing a significant quality of jobs.

I think the implications are positive. Worldwide, what you see is, when you have more participation by minorities in commerce, the more vibrant their economies are.

We have significant gains in new businesses.