Planning is bringing the future into the present so that you can do something about it now.

Time = Life, Therefore, waste your time and waste of your life, or master your time and master your life.

Review our priorities, ask the question; What's the best use of our time right now?

Failing to plan is planning to fail.

In all planing you make a list and you set priorities.

You cannot do a goal. Long-term planning and goal-setting must therefore be complemented by short-term planning. This kind of planning requires specifying activities. You can do an activity. Activities are steps along the way to a goal. Let's say you desire security. Putting $10.00 in the bank or talking to your stockbroker about your investment plans are activities that will move you toward your goal.