People need to prepare for a stable financial future. And make sure your money is in a safe place with responsible people. You want to be sure your funds are in trustworthy hands.

Why not see your doctor once a year and get the proper preventative treatment? It puts you more in control of your health.

The fountain of youth truly is exercise.

People work hard for the money that they send here. We're going to save for the future, but we also need to send some of the money back to the people who sent it to us.

Although people are going to save money on average out-of-pocket costs, the benefit is not ideally structured to help people with chronic diseases. In general, the benefits are not going to be equally distributed.

Most people see this as a long-term challenge. The short-term money is needed because we have some services that are stretched, but we need a long-term approach.