People continue to build in harm's way. We not only have to have stronger building codes, we have to enforce them.

While those people sit in jail waiting for court, we are paying for that. The faster we get them into court, the less money we spend on them.

People continue to build in harm's way and I think that can drain huge amounts of insurance capital, taking it away from the people that are living a few miles from the water's edge.

We wouldn't need a new facility. We would just have to find an existing one that could contain it.

It's my understanding that the companies were sending the $2,500 to everybody forced out of their home. What they're sending the customer is an advance. It's not a gift.

It's the way that aluminum oxidizes, just like iron rusts, ... All you're trying to do is slow it down.