Outside of the volatile food and energy components, we continue to see that the risk of disinflation [not be to confused with deflation] remains very much alive,

With sentiment under considerable short- and long-term pressure, we know that 2002 is not going to be anything like 2001 for the consumer.

I think we'll see a clear acceleration of refund payments as we get closer to the April deadline, when the checks really start to flow. People tend to procrastinate.

Exports increased by such a small amount, it's not enough to tell me the inventory problem is going to go away. We need world economic growth to start picking up.

More rate cuts may not be forthcoming, but the Fed is also not likely to start raising rates as quickly as financial markets expect.

When the economy is booming and you want to hire new workers, you have to attract them with money. Today, all you have to offer is a job.