One timely cry of warning can save nine of surprise.

Give nine, save ten

I know it's the highest that I can remember and that's nine years. It was definitely a pleasant surprise.

One warning, and if the infractions continue, we throw the flag.

He was a complete surprise as far as I was concerned. There was a void in the lineup and there were two or three candidates. I decided to go with Jamie. He not only came through, he became a star.

This is not a surprise. They had hinted they were going to do that that was one of the things they need to do to accomplish double-digit earnings growth, ... I would think Citigroup has a lot of potential to cut out some expenses when you look at all the mergers over last couple of years.