offer competitive interest rates and they're very convenient for many consumers who can shop for an auto loan without leaving their homes.

Consumers expect to be able to contact their loan or lease provider easily. They expect a courteous, knowledgeable and responsive service representative who understands their needs. They want their questions answered and they don't want to spend a lot of time on the phone.

You should not leave your housing loan aside after getting it. Learn to keep track of it every six months, or retain an advisor, such as a mortgage consultant or broker who can help you to do it. You will realize you can save quite a large sum of money throughout your loan tenure.

A good measure of debts can help you in achieving your goals. However, an over dosage can produce nasty problems in the future...

If you are lagging behind in your housing loan payments due to some financial reasons, do not avoid the problem and call up your bank to negotiate the payment terms...

“Yes, you can save money by refinancing. However it is actually a waste of your money if you refinance too often, therefore it is always wise to have your personal mortgage consultant or broker to advise you, to prevent you against that...”