Obviously, we exceeded their predictions. In October alone there were 20 births to our clients.

We exceeded the predictions, but we lived up to our own internal expectations.

We'll be interested to see if there's a bounce back next month, as there was in October 2001 after the 9/11 attacks,

You leave [the problem] alone and just try to be there. That's all you can do, ... It's obviously a very personal and private issue for him, and I think he has done well to keep focused.

We're seeing more and more births, more and more discharges.

Yes, births. Inaugurations. Those do interfere.