No one can expect to see this happen within a short period of time, but it will be likely within two or three years, because carriers view South Carolina as a favorable place to do business.

If competition is encouraged to come into the state, we should be able to attain that level of success with other types of insurance. The competition is the same, the concept works, if only we give it the opportunity to work.

What has happened with auto insurance rates in South Carolina should be the 'gold standard' for what can be accomplished with other types of insurance.

We can wait until everything is perfect but how much time will that take? One year, two years, three years? Will the population accept this even though they haven't had a chance to vote for 40 years?

it will take some time.

Despite the fact that there is limited time left, ... we still expect that our contract will be resolved well before midnight tonight.