Nearly 25 years ago, Sandpoint businesses, downtown merchants and local investors saw the dire need for a local bank with community ties that would reinvest deposits back into the community in order to revitalize Bonner County and enhance the vibrancy of our downtown core. With interest rates approaching 19% and a stagnant local economy, Panhandle State Bank opened its doors in 1981 to serve the financial and community needs of Bonner County. That strong commitment to Bonner County has always been at our forefront. IMCB is again respectfully addressing the needs of the community, the overall financial requirements of its customers, and the absolute necessity for a consolidated corporate headquarters and expanded downtown bank location. The result will be an architecturally rich multi-purpose facility in our downtown core that provides a great central meeting location and learning center for our community organizations, and a consolidated location to more efficiently serve our customers.