My neighbors aren't millionaires. They're retirees who depend on Social Security and Medicare.

I'm a conservative, but with a focus on average people. For instance, I support Social Security and Medicare.

Social Security and Medicare are necessary safety nets, but they are nearing insolvency as fewer pay in, more take out, and more take out more.

I don't know of any bills we have. My pension and Social Security aren't huge, but between them we do nicely. We don't require a whole lot.

So there is a bookkeeping way to say that I am not using the Social Security cash flow, but the overall effect on the taxpayer and the economy is the same. The government is borrowing additional net money.

What was this individual's middle name, and by the way, oh, I need the social security number.