Mick and I share the same philosophy - don't leave any stones unturned - and that's serving us well in our situation.

The Army is capable of running the software, but if it breaks, it is our expertise that allows us to fix it.

In the old days, we responded to our clients. But my philosophy is changing. To be vibrant and growing, I need to lead my clients. I need to strategize with them to do things neither of us has ever done.

We tried to limit their possessions. We're not going to score a lot of points, and our philosophy is that if we have the ball, the other team can't score.

Buddhism is a philosophy, rather than a religion,

Basically, our board's philosophy has always been we are not for sale. But not only are they offering us a very attractive price for our shareholders, our customers will continue to be served by the same employees and officers that have built this bank.