Medicare is growing at a rate of 8.5 percent per year, the federal budget at 5.2 percent and the gross domestic product at only 4.8 percent,

Our turnover rate as of May of this year was about 70 percent, which is about 30 percent below the industry standard. We have now gotten our turnover rate down to 40 percent and we feel pretty comfortable it is going to go lower.

The 30-year [fixed-rate mortgage] came in under 6 percent for the last 22 weeks of this year. As a matter of fact, mortgage rates in 2004 averaged around 5.84 percent, the second lowest annual rate ever recorded in the history of Freddie Mac's Primary Mortgage Market Survey.

Gov. Bush also does not want to undo what states have done. Texas and others have been active in this area, making sure individuals have access to specialists, holding plans accountable under a review,

Today's actions are significant steps in moving the company toward best practices in corporate governance and compensation matters.

You will get a lot more pressure to understand the comparative effectiveness of technologies and medical procedures. That can help payers, providers, and even the patient community to understand if there is either not much known or a lot of dispute about how effective a new technology or procedure may be. For some people in some circumstances it can make all of the difference in the world.