Large loans subsidize small loans.

These guys were fearsome. They could deter anything but a minor army.

It's a piecemeal mix of problems, a combination of neglect, looting and vandalism, as well as the very specific theft of art objects. When you look from afar, you think, 'war damage,' but it's really many different things.

They had personnel at our conference stand up and say if you cannot find a reason to move the loan over to the STAR program, contact us and we'll help you find a reason to move it over, because they had insufficient funding.

We're fairly well down the track of deciding who the customers will be.

Subsidize... or lend.