I've lived in Camden for 10 years and it's changed. There's been a lot of growth around the town and it's put a lot of pressure on the community.

If the core rate doesn't get out of hand and growth comes in moderate, at some point fairly soon the Fed could decide ... to stop raising rates.

If commercial rents are at bargain basement prices, (if) you have good growth prospects and (if) your headquarters is located within a hour's drive, it makes sense from an expansion standpoint, especially if you're looking to recruit top talent in the industry.

To have achieved core profitability and steady growth within such a short window of time is a testament to the remarkable dedication of our staff and board, as well as the community's overwhelming support of a truly local institution.

Our population continues to grow, so we have had to add positions to handle that growth,

That's our biggest growth. For window washing it supplies us for the entire year.