It's sunny. We have no income tax. I think a lot of boomers will stay put and get second and third homes, and we're a candidate for that.

Southwest Florida will capture its fair share of boomers. But we'll have to deal with transportation issues, work-force housing issues, water-supply issues, and health-care and retirement care will get reshaped.

They know the system and just need some upgrades and enhancements. It's not that we are rewarding a bad company. They are a good company. But we just need to make the system work better, so you won't have to wait so long for your bags.

Because of the low unemployment rate, many local employers are already tapping into the retiree market by offering flexible hours and benefits for flex-time employees. Progressive companies often seek out retiree employees as they have found they generally have a strong work ethic.

It was a very, very busy clinic. When they first started out it was really geared towards lower-income people who couldn't afford to go to the doctor. And then young women started to use the clinic a lot. And I don't think things have changed much since then.

We tend to own our houses and the kids are grown and with a double income, it has become the number one growing hobby in the last 10 years.