It's going to come back. I don't know where else they're going to get the money (to pay for the deficit) and the industry has to figure out what it wants to do about it.

There are always a few who will deliberately go out and try to deceive, The industry is fundamentally honest and is trying to offer a product that's good and useful to borrowers who are asking for it.

None of the bigger advertisers want to spend money if you're a new company. But now that we're going on our fourth year they're willing to talk to us.

The magnitude of money is unique. And it's unique when you go into a session and both parties are talking about tax cuts. It'll be contentious, certainly.

We would like to release this information to the developer community, because they invested the money into this, and we certainly do not want future homeowners in Maple Park to be below the flood plain.

You're talking about a lot of money to put computers and networking [technology] in all the offices of the supervisors [of elections]. It was like $15 million to $17 million.