It's a problem that will never go away if we don't pay this now. It's like your home mortgage. If you pay now you will save a great deal of money in interest over the life of the loan.

The reality of this situation is that scarce resources will have to be allocated to this liability. That's the reality and it has not sunk in.

We understand these are large numbers and this is late in the session but it's important to convey to you the magnitude of the problem.

Our 'Texas Family Home Policy' will offer our customers a tailored policy to fit their specific insurance needs. Just like no two families are alike, no two families have the exact same insurance needs.

Without licensing, there was no state jurisdiction over home inspectors.

I feel bad for Randy because I think he had found his home and was real anxious to show what he could do. I think he's got very good ability and he's happy here and when you're happy your ability can shine even more.