It's a potential threat to the life industry. If people start saving through employer-sponsored pension arrangements and are able to make additional contributions, then why would they want to buy life insurance products?

Hall is being looked at closely as a potential location for our molybdenum roaster. It has a great deal of the infrastructure in place to reduce our overall capital cost on our planned roasting facility to process the Mt Hope molybdenum concentrates, and it would also spread out the socio-economic impacts on Eureka, Nevada of developing the very large Mt Hope molybdenum deposit. We are also considering alternative energy generation in this windy part of Nevada to make full use of the existing power and maintenance infrastructure not utilized by the molybdenum roaster.

What life companies have to do is get their costs down to less than 1 percent of funds under management,

Just like everything else, LIFE has an expiry date, so make sure you use it, before it goes to waste!

I really feel sorry for people who are, who divide their whole life up into 'things that I like' and 'things that I must do.' You're only here for a short time, mate. Learn to like it.

Even in communities without such deep roots, there is more continuity to a way of life than most people realize.