It's a great report. Our employees and our strong economy both contributed to a phenomenally successful year. Our key is to focus on smaller markets and high-end levels of service to our customers to provide value.

We appreciate the concerns for adequate downtown parking. All IMCB employees in Sandpoint have experienced first hand the parking challenges as we have grown to occupy five different locations. Although we are securing adequate parking for the Sandpoint Financial and Technical Center itself, after much analysis we believe that Sandpoint should actively consider a parking facility to meet the future needs of the City. Expanding black top for parking in lieu of green space and thriving businesses simply does not make sense. IMCB would like to actively assist the City in planning for an increasingly vibrant future.

We are committed to providing value to our clients by delivering effective solutions, superior service and sound advice. Simultaneously, we are deeply involved with our communities, reinvesting time, energy and money. These efforts translate into rapid growth and increasing profits in all the markets where we operate.

Jim Burnett is ideally suited to lead the build-out of the Bank's expansion activities. Jim has a long track record of successfully managing large complex projects. His technical and project management expertise will enable the Bank to efficiently continue its expansion plans and appropriately utilize new technologies to enhance our customers banking experience.

Employers get employees who are healthier and employees get to get their heads cleared.

With the economy starting to show signs of recovery, employees would be strongly advised to fully explore their career options.