It's a good strategy to take aim at this generation. They've finished raising children and they've paid off their mortgages, so all that cash is sitting in their pockets.

Nomura needs to expand its online business to target a mass customer base. It used to be all about institutional investors. But this is going to be the age of the individual investor.

Nomura should sow seeds not only in Japan but all across the world. Any hesitation and Japanese banks will steal business by joining with overseas firms.

The exchange failed to deal with systems problems twice because of excessive red tape. Tokyo is falling behind other markets in Asia.

King Mickey- "Even in the Darkest of Darkness, there is always a Light".

If we don't go forward, we won't find anything.