It's a fight for survival today for the smaller community banks. We think we match up well (to our competitors), and this was an opportunity to refocus on what we do best.

The most important community to any business is the one where you are headquartered. This is our entire market, our whole world. Our whole lives revolve around Central Indiana.

It's a community. This is an incredibly important area. It plays a really important role in their survival.

This Union Federal sale is a big deal because it will bring an invigorated competitor into the marketplace. So for those few remaining independents, we have to be sharper than we have ever been before to maintain our position in the market and grow.

Survival today means innovating and doing things that no one else does. This is a lesson not only for Sharp but for all of Japan.

Your community is your survival.