It really gives us enormous strength in this very competitive marketplace.

New York is an extremely important market for us. It's the most attractive banking market in the US given its size and demographics. This gives us enormous strength in a very competitive marketplace.

New York is an extremely important market to us. It is the most attractive banking market in the whole country. This is a unique opportunity that we are absolutely thrilled about.

This is an extremely important market for us?.?.?.?It is very large and there is tremendous growth.

We owe it to our customers and our dealers ... to be competitive in the marketplace, ... [Ford CEO] Bill Ford said earlier this year we won't be left at the gate.

A well-designed 401(k) plan is an enormous competitive edge when recruiting and retaining employees.