It is in the best interest of Afghan people if the election is held in a peaceful environment. A peaceful election is a success of the Afghan people.

Most people use installment payment to purchase cars, so the rising interest rate environment has a negative impact on auto sales.

People are doing this because they have a genuine interest or are in an academic environment that thrives on research.

Making minor changes in your lifestyle is doable for most people.

I am pleased to report another year of record earnings. We have been challenged with a difficult interest rate environment over the last few years; however, we continue to produce shareholder value by remaining disciplined on executing our business plan. During this difficult operating environment, we focused intensely on preserving shareholder equity by not stretching for profits through strategies that are bets on interest rates, which later are unwound at a great cost of capital.

We like Carlisle a great deal, ... We think with the lowering interest rate environment it should do very well.