It is definitely the most significant change we've seen in pension accounting in quite some time.

During this time of great change and uncertainty, there have been a number of people who have not opted to come to Oklahoma City. Some who couldn't bring themselves to leave Louisiana in a time of great need. Others had family and things that made the decision to come to Oklahoma City very hard.

To the extent that investors focus on a company's book value or balance sheets for their analysis, it will have some impact.

It is pretty striking. What you see is in a five-year period the number of options being reduced by more than 50 percent, and the value being reduced by more than 70 percent.

You have buildings standing in water for what could be up to 80 days, which is the time period they're thinking of before they can get the flood water out. What you're now talking about is constructive write-off for virtually all the buildings.

I think we just had big plays at the right time for us.